Expected closing costs

 Amanda Hill can walk you through closing - 828-231-2017
There are certain basic costs linked to closing the sale of a house. These costs are commonly split between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through the process.

Costs pertaining to your loan to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are aware of exactly where your money is going.

Buyers: If you are buying real estate in Hendersonville, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an appropriate range so you're not stunned when you arrive at the closing appointment. I'll be willing to review the estimate with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

Finding the right home at the right price is just one part of a home sale or purchase. Amanda Hill is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 828-231-2017 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

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